We enable commercial and consumer lenders
to launch new loan products in days, not months.
Why we built it
Fail-safe AI
AI’s risk lies in its fundamental architecture, which can fail catastrophically in precision-critical tasks where exactitude is non-negotiable.
The counterweight is not just human oversight, but an entirely novel technical architecture that can formally prove models are performing precisely.
Leverage AI and AI agents without hallucinations or errors.
The platform
What makes it different
Leverage AI without hallucinations or errors. Credit underwriting, one of the most complex tasks requiring precise execution, also has a massive operational surface area for AI to wreak havoc. AI can lead to erroneous software code, underwriting errors, covenant breaches, halting lending altogether, and result in errors or losses that can be fatal. Our proprietary neuro-symbolic infrastructure gives you the power of AI without the downside.
We solve the hardest problem in lending by underwriting borrowers for multiple product types simultaneously through a single funnel.
In the past, we watched our own market cap lose billions because our software stack was struggling to grapple with the complexity of originating multiple types of financial products. We felt the pain. Every. Single. Day. Like you, we wanted to holistically address our customers’ financial needs. We were determined to solve this. We succeeded, but only after years of R&D.
We unify origination and servicing, ensuring that you can continue to provide new products and services to customers. Servicing is often an afterthought, but we view it as a revenue driver. Instead of losing the customer to a separate servicer, we keep the lender connected, offering new financial products via the servicing pipeline and amortizing acquisition costs.
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Whether its intake, real-time underwriting, verification, closing, funding, and servicing, our infrastructure was designed to provably automate every aspect of credit. This allows lenders to focus on growth, including modifying existing products and introducing new ones.
With our infrastructure, we make sure that credit, risk, and operations can observe every aspect of the program in its live state. Plus, audits are fully automated, removing the traditional choke point and moving beyond sampling. We can algorithmically prove every action on every loan complies with the loan program including guidelines and the multitude of inter-related agreements, laws, and regulations. And we can prove this continuously making it easy to sell or securitize loans.
Use AI to assist with developing underwriting criteria as well as forecast cash flow by predicting borrowers' ongoing ability to pay and recommend modifications to prevent default.
No two lending operations are identical.
Our solution offers flexible, modular configurations
tailored to your operational needs.
We can configure any of the following for you.
Broker
Lend
Service
Broker & Lend
Lend & Service
Broker, Lend & Service
AI Fiduciary
One of the biggest dreams with AI is the hope that AI truly looks out for us. We want to trust it to take care of our needs and not be influenced by corporations. We have been working on precisely this. We asked ourselves: what if finance couldn’t hurt the people it was financing? How can we make sure AI only gets you products you need at the cheapest rates? And why stop there? If a cheaper product comes along, AI should replace the existing one.
This is a monumental task requiring not only technology but alignment of incentives. We have created both. We are launching AI fiduciaries for consumers first.
This is not just automation; it is a new standard of trust in digital finance.
Success story
We recently had a mortgage industry veteran do a deep dive into our platform. Here’s what he had to say.
“After 22 years of evaluating mortgage technology… this is the first system that I have seen that can truly orchestrate and automate the entire mortgage lifecycle from start to finish.”